An Interactive Explainer · Predatory Banking

The Overdraft Cascade

How a day that starts with a $4.75 coffee ends in $195 of overdraft fees — just from the order your bank posts your purchases. A step-by-step look at the fee engine inside a checking account.

FIRST MERIDIAN BANK CHECKING ••4417
POSTING ORDER: AS THEY HAPPENED ONE BUSY TUESDAY
Opening available balance $100.00

Key terms

The vocabulary the fee engine runs on.